哪个平台可以在伦敦金开户开户?

最有看点的互联网金融门户
入境英国开户不再难
Monese手机端三分钟就搞定
译者:唐文 原文来源:
THE GUARDIAN
原作:Rupert Jones
众多智能手机支持的财务服务平台希望革新“开户难”人群的业务办理途径。
Monese为移民或其他难以办理银行账户的人群提供银行服务,声称开设账户只需不到三分钟,入境者刚抵达英国取得行李之前就能拥有一个账户。
Monese是试图革新银行业的智能手机支持的服务平台之一,这类平台数量仍在持续增加,尤其面向上百万传统银行不愿接待或不愿为其改变政策的人群开放,例如,无法提供英国居住地址或有过不良信誉记录者。
Monese周一将在英国上线,服务人群为“无银行账户的外来移民客户”,将与Ffree等竞争对手正面对抗,Ffree声称已经开设6万个账户。
接下来的几个月内会有更多新式数位银行上线。昨日,仅支持在线办理业务的德国银行业挑战者Fidor Bank在英国上市,初期仅推出一系列固定利率(0.75%到2.1%之间)的储蓄债券产品。与Fidor Bank不同,Monese和Ffree并非真正的银行,但实际上两家平台均能办理活期存款账户业务,尽管受到一定限制。
Monese和Ffree可用于支付薪水和养老金等、从ATM机提取现金、通过借记卡购物以及支付账单。Monese表示不久以后就可以实现设置指令和直接借记服务(Ffree的确可以设置指令,但还未实现直接借记),两家服务平台都没有透支额度限制,也无需信用卡和信用审查,但也存在其他方面的限制。
在Monese平台上,银行账户、借记卡和理财app均可免费使用。用户每月获得5分信誉积分,可用于ATM取款、转账等自由交易。一旦用完信誉积分,Monese将在所有交易中收取50便士,尽管在商店中刷借记卡消费通常无需手续费。
然而,Ffree让用户二选一:无月费但支付一定的即购即付费用(如收取75便士取款手续费、15便士购物刷卡手续费),或收取一定月费,高可达10英镑,低则免费或少量交易费。
A number of smartphone-based services hope to revolutionise banking for people who find it difficult to open a traditional current account.
It bills itself as a banking service for migrants and anyone else who find it difficult to open a bank account. And it claims that someone who has literally just arrived in Britain can open an account in less than three minutes, before they have even collected their baggage from the carousel.
Monese is one of a growing number of mainly smartphone-based services hoping to revolutionise banking - particularly when it comes to the millions of people that the traditional banks don’t want or struggle to cater for, such as those who can’t provide proof of a UK address or have a poor credit history.
Monese, which is due to go live in the UK on Monday, is targeting “unbanked, expat and immigrant consumers” and will be competing with similar services such as Ffrees, which claims to have opened more than 60,000 accounts.
Meanwhile, the next few months will see a clutch of new-style digital banks open their doors. Yesterday Fidor Bank, an online-only challenger bank from Germany, launched in the UK. Its initial products include a range of fixed-rate saving bonds paying between 0.75% and 2.1%. However, Monese and Ffrees are different because they are not actually banks, but both offer what are, to all intents and purposes, current accounts-albeit with some restrictions.
With both, you can pay in your salary/pension etc, withdraw cash from ATMs, pay for items using a Visa debit card, and pay bills. Monese says the ability to set up standing orders and direct debits will be available very soon(you can already set up standing orders with Ffrees, with direct debits on the way). In both cases there are no overdrafts or credit cards, and no credit checks. But there are some strings attached.
With Monese, the account, the debit card and its money management app are all free. Customers get five credits each month which can be used to make free transactions(ATM withdrawals, bank transfers etc). Once customers use up their credits, Monese will charge 50p on all transactions, though using your debit card in a shop will always be free.
Meanwhile, Ffrees gives customers a choice between no monthly fee and pay-as-you-go charge(eg, 75p for an ATM withdrawal, 15p for using your card to buy something), or a range of monthly fees - the maximum is £10 - and lower, or no, transaction charges.
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该网址被大量用户举报,可能含有恶意信息。各位大神,这伦敦金在哪能开户?哪个公司比较正规?_黄金现货(forpmxau)股吧_东方财富网股吧
天津手机网友
各位大神,这伦敦金在哪能开户?哪个公司比较正规?
各位大神,这伦敦金在哪能开户?哪个公司比较正规?
来我公司,汉声集团
别开伦敦金 直接开沪金
我是在香港恒信贵金属开户的,资金安全,手续费极低!
要做就做国际盘,国际盘就是伦敦金
要做就做国际盘,国际盘就是伦敦金
敦金只能在境外操作,在国内属于违法项目,不可操作。在香港或者英国,澳洲,新加坡等地都可以做伦敦金。
我是在香港恒信贵金属开户的,资金安全,手续费极低!
大哥,这东西必须去一趟香港吗?
在证券公司就可以做伦敦金,大陆证券公司与香港证券公司合作的
不要做国外的,不安全,可能会有资金风险
你还要换港币或美金 中间还有汇率差 玩国内的吧
国内才真正很多不正规,香港那边老牌公司好多家,经营几十年了,按银行汇率存金去是美元,提出来是人民币,很方便。
我开香港华都的,你要开我可以发网址给你,不用去香港
一般做香港的公司,像金荣中国,做的人比较多,主要是因其平台稳定一些,服务周到,出入金方便,也快捷。
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