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Lloyds Bank Avios Rewards Credit Card Account
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Lloyds Bank Avios Rewards Credit Card Account
Up to&1.25 Avios per &1 spent*
Avios Group (AGL) Ltd are acting as a credit broker in relation to this new application
The must-have Account for travellers
A brand new Credit Card Account from Lloyds Bank has taken off & and it&s packed with travel rewards. The Avios Rewards Credit Card Account.
No foreign transaction fees
Flight Upgrade Voucher when your spend reaches &7,000 in a year
0% on balance transfers for 28 months and purchases for 12 months& (balances transferred within the first 90 days, 3% fee applies)
Double Avios for 6 months with your American Express& Card
Two Cards for the best of both worlds
Collect 1.25 Avios per &1 spent* on the Lloyds Bank Avios Rewards American Express& Card
Collect&1.25 Avios per &5&spent*&on the Lloyds Bank Avios Rewards MasterCard&
Annual account fee of &24
Your Account comes with two clever Cards that give you Avios towards flights, hotels and more. An American&Express Card that gets you Avi and a MasterCard that&s accepted at over 36.5 million locations in 210 countries worldwide.
There&s no need to spend more than usual & just keep both Cards with you for your everyday spending. These cards are best value for those with at least &350 a month of everyday spend.
Representative example:
Purchase rate:
18.94% p.a. (variable)
Representative
23.7% APR (variable)
Based on borrowing
&1,200 Over 12 months
Credit limits and interest rates will vary based on your individual circumstances
With a &24 annual fee
Credit limits will vary based on your individual circumstances
*Eligible spend does not incl interest, Payment Protection C transactions at casinos, betting o or payments to offline or online current, savings, sharetrading, spread betting, gambling or other similar accounts.
Benefits at home and abroad
Say goodbye to foreign transaction fees
Many Credit Cards charge a fee every time you pay with them abroad. Travel with your Avios Rewards Credit Cards, and you just pay the sterling equivalent. So if you spend &500 abroad in a year, you'll save &14.75 on fees.
Earn two flight upgrades every year
Everyone loves an upgrade. And when you spend* &7,000 on your Cards in a year you can upgrade either 2 one way flights for 2 people travelling at the same time or 1 return journey.
From Euro Traveller to Club Europe
From World Traveller to World Traveller Plus
From World Traveller Plus to Club World
Club Europe:
Guaranteed window or aisle seat
Complimentary bar service including champagne
Meals or afternoon tea (depending on flight)
Baggage allowance & two checked bags (up to 23kg each)
Fast Track security at selected airports
Access to airport lounges (where available)
World Traveller Plus
Private dedicated cabin with a maximum of six rows
Adjustable headrest, more legroom and greater seat recline
In-seat phone and laptop power
Baggage allowance & two checked bags (up to 23kg each)
Club World
Touch button privacy screen
Flexible seat positions, including a 63.5cm-wide bed position
Menu created with renowned chefs
In-seat phone and laptop power
Baggage allowance & three checked bags (up to 23kg each)
Fast Track security at selected airports
Access to airport lounges (where available)
0% interest for 28 months on balance transfers
Your new Credit Card Account will give you 0% interest for the first 28 months on balances transferred in your first 3 months. Instead, you pay a simple 3% fee. And, you&ll pay 0% on purchases for the first 12 months too.
Avios Group (AGL) Ltd are acting as a credit broker in relation to this new application.
Remember, this offer is only available when you apply online at .
Lloyds Bank treat all their customers on an individual basis. The APR and interest rates they offer are determined by the details you supply, along with an independent verification of your credit and repayment history.
Your personal APR will be either 23.7% APR (variable), 26.9% APR (variable) or 31.1% APR (variable).
Lloyds Bank's representative APR of 23.7% is what most customers, at least 51%, will recieve when they apply for the Avios Rewards credit cards.
See how Avios can add up
Wondering how quickly you can collect? .
Enter your monthly spend* below to see how many Avios you'd collect with the Avios Rewards American Express Card or the Avios Rewards MasterCard.
American Express vs MasterCard collection
If all my spend is on the Avios Rewards American Express& Card
If all my spend is on the Avios Rewards MasterCard&
Fuel / Transport
Entertainment
Online / High Street shopping
Eating out
Holidays / Flights
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Total Avios you'll
collect in a year
One simple account with two handy cards
Simplicity is everything & and we&ve made sure having two credit cards creates no extra admin.
One account
One balance
One credit limit
One statement
Avios Group (AGL) Ltd are acting as a credit broker in relation to this new application
Remember, this offer is only available when you apply online at .
Lloyds Bank treat all their customers on an individual basis. The APR and interest rates they offer are determined by the details you supply, along with an independent verification of your credit and repayment history.
Your personal APR will be either 23.7% APR (variable), 26.9% APR (variable) or 31.1% APR (variable).
Lloyds Bank's representative APR of 23.7% is what most customers, at least 51%, will recieve when they apply for the Avios Rewards credit cards.
Avios Rewards Credit Cards at a glance
Two cards to turn everyday spend into rewards:
Get up to 1.25 Avios per &1 spent*
&24 annual fee
0% for the first 28 months on transferred balances& (balances transferred within the first 90 days, 3% fee applies)
0% on purchases for 12 months from account opening date
No foreign exchange fees
Flight Upgrade Voucher with annual spend of &7,000
To stay eligible for promotional rates, you must stay within your credit limit and make your payments on time each month.
Ask a question
We've tried to think of every possible question you might have about Avios.
Terms and conditions
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 119278.
The Lloyds Bank Avios Rewards American Express Card is issued and administered by Lloyds Bank pursuant to a licence from American Express. American Express& is a registered trademark of American Express company. MasterCard and the MasterCard Brand mark are registered trademarks of MasterCard International Incorporated.
*Eligible spend does not incl interest, Payment Protection C transactions at casinos, betting o or payments to offline or online current, savings, sharetrading, spread betting, gambling or other similar accounts.
All bookings are strictly subject to availability which may be very limited or not available on some routes at certain times especially during peak periods. The total number of seats available for Reward Flights will vary from route to route and from week to week depending on commercial demand. Please visit the Explorer map for the latest availability. All bookings are subject to Avios terms and conditions and the Carriers conditions of carriage
Avios Upgrade Voucher
You will earn one upgrade voucher if you spend a minimum of &7,000 on your Lloyds Bank Avios Rewards Credit Card in a calendar year. The &7,000 spend threshold excludes cash withdrawals, balance transfers, refunded purchases, interest, fees and other charges.
You will be notified if you have qualified for an upgrade voucher on your Avios online account approx. 4 weeks after reaching the spend threshold of &7,000.
Upgrade vouchers are limited to one per calendar year.
New bookings made using the upgrade voucher must be booked online at . Customers wishing to use the voucher to upgrade an eligible existing booking or if the flight you need includes a connection can do so by telephoning
Only bookings paid for using full Avios are eligible to be upgraded using the voucher. Avios and Money bookings and bookings paid for fully in cash are excluded.
The upgrade voucher will be valid for 12 months from the date of issue. Your booking must be made within the 12 month period, after which time the voucher will expire and will not be replaced or extended.
Upgrade vouchers can be used to upgrade either 2 one way flights for 2 people travelling at the same time and to the same destination or 1 return journey booked on a British Airways main line service. British Airways codeshare flights are excluded. Flights from London City airport are excluded.
Using an upgrade voucher enables customers to upgrade their booking by one cabin class. Customers can upgrade a booking to the class above as follows:
From Euro Traveller to Club E
From World Traveller to World Traveller P or
From World Traveller Plus to Club World.
Bookings cannot be upgraded to a First Class Cabin.
Airline taxes, fees and charges or Reward Flight Saver (RFS) cost if applicable must be paid on all tickets booked. Customers who upgrade their journey using the upgrade voucher will have to pay the increase in airline taxes, fees and charges or increased Reward Flight Saver cost applicable to the cabin that the customer upgrades to.
RFS is available to Avios members who have collected 1 Avios in the preceding 12 months and who book a British Airways operated and marketed flight to a destination in Avios zones 1-3. RFS enables the member to pay a cash price in respect of taxes, fees and carrier charges on a qualifying flight in economy class in place of the actual taxes, fees and charges applicable to the booking. RFS is not available on any British Airways codeshare, BA partner flights or bookings containing any BA partner. The fee for RFS can be found on the Avios website at , the price quoted for RFS may be subject to change.
The cardholder must travel on any booking made using an upgrade voucher.
Customers who have an eligible existing booking made with Avios may use the upgrade voucher if applicable.
Upgrade vouchers cannot be used in conjunction with any other offer and are non-transferable and non-refundable.
Bookings made using an upgrade voucher are subject to Avios terms and conditions and are strictly subject to availability which may be very limited or not available on some routes at certain times especially during peak periods.
Neither Lloyds Bank nor Avios Group (AGL) Ltd can guarantee you will be able to use an upgrade voucher on a particular flight.
Avios Group (AGL) Ltd reserve the right to withdraw or amend this offer upon providing reasonable notice.
Avios Group (AGL) Ltd cannot accept responsibility for problems arising from computer malfunctions, viruses, bugs or other such causes which may prevent you from taking advantage of this offer.
Frequently Asked Questions
Book flights and hotels on the go
Check your Avios balance and find out where to collect
Frequently Asked Questions
Featuring real traveller reviews from Tripadvisor
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